Obtaining a Free Credit Report

A free credit report can be obtained from Experian should you have any concerns that a third party may have elicited information from you - www.experian.co.uk/consumer.

Should you obtain a credit report, review it carefully, looking for accounts you did not open, or enquiries from creditors that you did not initiate. Additionally, look for personal information that is not accurate, such as your home address, or maybe your National Insurance Number. If you see anything you don”t understand, call the credit agency at the telephone number on the report.

If you do find suspicious activity on your credit report, call your local police and file a report of identity theft. Get a copy of the police report. You may need to give copies of the police report to creditors to clear up your records.

If you believe information about you has been misused we recommend you set a fraud alert in your credit file. This alerts creditors to contact you before new accounts are opened.

Experian

Experian
PO Box 9000
Nottingham
NG80 7WP

www.experian.co.uk

Equifax

Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US

www.equifax.co.uk

Call Credit

Consumer Services Team
PO Box 491
Leeds
LS3 1WZ

www.callcredit.co.uk